myLife
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Financial intermediation by myLife

Denis Svätojánsky

The best mortgage from all banks. No running around, no worries.

I'll compare offers from every bank in Slovakia, negotiate terms, and handle the paperwork. You just sign the most advantageous one. My services are free for you.

Consultations always free No commitment A reply within 24 hours

Denis Svätojánsky
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Why it matters

A mortgage is the biggest financial commitment of your life. Most people sign it after just one visit to their bank.

You'll overpay tens of thousands A 0.5% difference in the interest rate on a €150,000 mortgage over 30 years means overpaying by more than €13,000.
One Bank = One Offer Your bank will only show you its own terms. It will never tell you that competitors have better ones.
Rejection Has Consequences An incorrectly submitted application can end in rejection — and that will complicate your future applications.

How I can help

I look for solutions across the whole market, not inside a single bank or insurer.

All Banks in One Place I'll compare current offers from all banks in Slovakia and negotiate terms you wouldn't get by going directly to a branch.
No Paperwork for You I'll handle the application, documents, communication with the bank, and even the appraiser. You go to work, I go to the bank.
Guidance Until You Get the Keys From the initial calculation and signing to the final loan drawdown. And in a few years, I'll also monitor your interest rate refixation.

Money does not have to be rocket science. It helps to have someone beside you who understands it.

15 years in the field
0 free time
2 sore knees
1333 reasons to make myLife better

About me

I know how stressful buying your first home can be. That's why I explain everything in plain language, so you can make decisions calmly, not under pressure.

Let us meet

Under one roof I compare offers from banks and insurers across the market

Allianz MetLife UNIQA Generali Union Colonnade HDI Wüstenrot NN Dôvera Agra poisťovňa Defend Insurance AXA Assistance

How it will work

Three steps. The first one commits you to nothing.

  1. Free Consultation (30 minutes) We will find out how much you can afford and what you need for the application.
  2. Comparison within 48 Hours You will receive an overview of offers from all banks with my recommendation and explanation.
  3. Arrangement and Signing I'll handle all the paperwork. You sign the most favorable offer.
Book a free consultation The consultation is free and without obligation.

What clients say

2 references

Paráda, super spolupráca.

— Jaro

Vynikajúci prístup.

— Miro

Awards and memberships

What our work is backed by.

Zlatá firma 2026 Zlatá firma 2026

Run the numbers

I use the rates banks are offering today — from 3,39 % (Prvá stavebná sporiteľňa, 3-year fixed period). I will prepare exact figures for our meeting.

Prvá stavebná sporiteľňa 3,39 % 3r Prima banka 3,60 % 3r Tatra banka 3,69 % 2r ČSOB 3,70 % 3r UniCredit 3,79 % 2r 365.bank 3,90 % 3r mBank 3,99 % 3r VÚB banka 4,09 % 3r Slovenská sporiteľňa 4,29 % 3r

The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.

Bank rates valid for 10/2026.

What you would pay each month and how much the loan costs in total.

Loan amount
Repayment period
Fixed period

I fill in the rate from what banks offer for this fixed period today.

I will show you the result as soon as you leave me a contact. Either one will do.

I use figures that apply on the market today. This does not commit you to anything.

Hypotekárny prepočet zdarma

Zadajte príjem a cieľovú sumu — do 24 hodín Vám pošlem, koľko Vám banky reálne požičajú a s akou splátkou počítať. Bez návštevy pobočky, bez záväzkov.

I will only use your e-mail for what you signed up for. Every message has an unsubscribe link.

How it works

Five steps that are the same for every client at myLife.

Step 1 of 5 First contact

We get to know each other and I explain what I do.

Frequently asked questions

How much do your services cost?

Nothing for you. The bank pays my fee from its own costs after the loan is approved — your rate or fees do not increase. I compare all banks, so I recommend the most advantageous one for you, not for me.

I don't have 20% of the property price saved. Do I have a chance?

Often, yes. There are financing combinations, and banks have different requirements. These are precisely the cases where an advisor makes the biggest difference.

I'm self-employed or have income from abroad. Is it possible?

Yes, but banks assess such incomes very differently. I'll select those most accommodating to your situation and prepare the application to ensure it's approved.

I already have a mortgage. Is refinancing worth it for me?

I'll run the numbers for free. If refinancing doesn't save you money, I'll tell you straight up, and you can stay where you are.

How long does approval take?

Typically 2 to 4 weeks from the submission of documents. A properly prepared application helps us avoid revisions and delays.

Buying a home doesn't have to be stressful. The first step takes 30 minutes.

Book a free consultation

I will get back to you within 24 hours. The consultation is non-binding and free.

Book a meeting

Pick a time that suits you. It takes 60 minutes.

Pick a time that suits you.

Write to me

Leave me your contact details and a short note on what I can help with.

Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.

  • I reply within 24 hours at the latest, usually sooner.
  • We arrange a meeting online or in person, whichever suits you.
  • Consultations are always free — you never pay for them and they commit you to nothing.
Or straight away 0944217098 marketing@mylife.sk

Contact

Get in touch any time — I will reply as soon as I can.

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