Denis Svätojánsky
I'll compare offers from every bank in Slovakia, negotiate terms, and handle the paperwork. You just sign the most advantageous one. My services are free for you.
Consultations always free No commitment A reply within 24 hours
A mortgage is the biggest financial commitment of your life. Most people sign it after just one visit to their bank.
I look for solutions across the whole market, not inside a single bank or insurer.
I know how stressful buying your first home can be. That's why I explain everything in plain language, so you can make decisions calmly, not under pressure.
Under one roof I compare offers from banks and insurers across the market
Three steps. The first one commits you to nothing.
2 references
Paráda, super spolupráca.
Vynikajúci prístup.
What our work is backed by.
Zlatá firma 2026
I use the rates banks are offering today — from 3,39 % (Prvá stavebná sporiteľňa, 3-year fixed period). I will prepare exact figures for our meeting.
The rates shown are the lowest a bank will give — assuming you also take its other products (an account, loan insurance, salary paid in). Without them the rate is higher and the cheapest offer may turn out to be a different one. We will go through what actually pays off for you.
Bank rates valid for 10/2026.
Zadajte príjem a cieľovú sumu — do 24 hodín Vám pošlem, koľko Vám banky reálne požičajú a s akou splátkou počítať. Bez návštevy pobočky, bez záväzkov.
Five steps that are the same for every client at myLife.
We get to know each other and I explain what I do.
We go through your goals, your options and your priorities.
A solution built around what you actually need.
I take care of the paperwork from start to finish.
We keep building your wealth together over the years.
Nothing for you. The bank pays my fee from its own costs after the loan is approved — your rate or fees do not increase. I compare all banks, so I recommend the most advantageous one for you, not for me.
Often, yes. There are financing combinations, and banks have different requirements. These are precisely the cases where an advisor makes the biggest difference.
Yes, but banks assess such incomes very differently. I'll select those most accommodating to your situation and prepare the application to ensure it's approved.
I'll run the numbers for free. If refinancing doesn't save you money, I'll tell you straight up, and you can stay where you are.
Typically 2 to 4 weeks from the submission of documents. A properly prepared application helps us avoid revisions and delays.
I will get back to you within 24 hours. The consultation is non-binding and free.
Pick a time that suits you. It takes 60 minutes.
Leave me your contact details and a short note on what I can help with.
Write me a few sentences about what you are dealing with. I will get back to you personally — not a robot.
Get in touch any time — I will reply as soon as I can.
Denis Svätojánsky
I usually reply within a few hours
Hello, Denis Svätojánsky here. If anything on the page is unclear, or you would rather go straight to your own situation, write to me — I will get back to you personally.
Your message reached me. I will reply to the e-mail you left.